Equipment Financing

Equipment Financing without the hassle

What Is Equipment Financing?

Equipment leasing is basically a loan in which the lender buys and owns equipment and then “rents” it to a business at a flat monthly rate for a specified number of months. At the end of the lease, the business may purchase the equipment for its fair market value (or a fixed or predetermined amount), continue leasing, lease new equipment or return it.



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Get the equipment financing you need to grow and maintain your business.

The benefits of this financing model are numerous and include: low rates, fast approval, tax advantages and a wide variety of lease types.

Likely Tax Advantages Under IRS 179

Finance Rates as Low as 5%

Flexible Payback Terms from 3 Months – 5 years

Numerous Types of Leases (True, FMV, $1 buyout, etc.) for All Businesses

Fast Approvals – Often Same Business Day

How Does It Work?

If you need equipment or technology infrastructure to help your business grow without using your working capital or business credit lines, equipment financing is the answer. In addition to preserving cash flow, leasing offers tax advantages, helps build and maintain good business credit and allows your business to remain competitive and efficient. Almost any kind of equipment your business needs can be financed, including medical and dental, commercial vehicles, industrial equipment, computer hardware and/or software, restaurant and catering equipment, office furniture, telephone systems and more.

For leases less than $100,000, you simply provide LendSpark with a simple, one-page credit application and information regarding the cost and type of equipment. Leases greater than $100,000 generally require a full financials package. Many times credit approval will occur that business day, and funding usually occurs within 24-48 hours after delivery and acceptance of the equipment. We offer competitive equipment lease interest rates for a variety of businesses.

Call 760-993-3111 today and we can address any questions you may have.

Who Qualifies?

Leasing rates are based upon your credit history, the cost and type of equipment and the term structure you want. There are lease programs available across a broad range of credit profiles, industry types and time-in-business ranges – from start ups to mature companies.

LendSpark differs from many equipment financing companies by offering a wide variety of solutions that our experienced professionals will present to you for the best fit for your business needs, budget and business profile.

Ready to grow your business?

We match business owners with financing options that work for their business.